Atlanta, Georgia Insurance · Valuation · Real Estate

Frank A. Quinn

Founder of Quinn Alliance — a commercial lines specialty P&C and consulting firm for the businesses, contractors, and investors who take their risk seriously.

My heart is in helping businesses identify the risks they actually carry, and the coverages that actually transfer them — reducing upfront cost while safeguarding the company from the long-term exposures that quietly take operators down. The path to that work has been deliberate: an accounting degree, more than a decade as a mortgage underwriter — including five years underwriting mortgage insurance products — a Commercial Lending certification from the American Bankers Association, and graduate study in Corporate Finance at Boston University. The path was also hands-on — residential construction trades and construction management studies, which is where I first learned that paper risk and field risk are not the same thing.

Today the practice centers on Quinn Alliance — a commercial lines specialty P&C and consulting firm — supported by an Associate Broker desk at Wynd Realty in Georgia and a depth of multi-state insurance and adjusting licensure paired with direct experience in government real property appraisal. That mix means I read claims, valuations, and underwriting files from the inside. The shared premise is simple: buyers are best served by an advisor who understands the balance sheet, the jobsite, and the policy form — not just the quote.

"The cheapest premium is the one you wouldn't dare collect on. The right one is the program you forget you have until the day it carries the company."
Background & Bench

Built from both ends of the deal.

Underwriters know risk in the abstract. Tradespeople know it in the dirt. The producers who serve businesses best have lived in both worlds — and that is the bench this practice was built on.

Finance, underwriting, valuation, and trades — assembled into one advisor.

Education
Accounting degree · Boston University Graduate Program in Corporate Finance
Certification
American Bankers Association — Commercial Lending
Experience
10+ years in mortgage underwriting · 5 years on mortgage insurance products · multi-state adjusting licensure
Valuation
Direct experience in government real property appraisal
Trades
Residential construction · Construction management studies
Geography
Atlanta, Georgia · licensed in Florida
The Houses

Where the work actually happens.

Four practices, one operator. Each route below opens to the right home for the conversation. If a destination has no public site yet, the link writes me directly.

— 01
Founder · Producer

Quinn Alliance

A commercial lines specialty P&C and consulting firm. Property & casualty, commercial auto, workers' comp, professional, and surplus lines for contractors, fleets, real estate operators, and manufacturers in Georgia — backed by proprietary client tools no other firm I know of is running.

Visit quinnalliance.com →
— 02
Associate Broker · Georgia

Wynd Realty

A large independent brokerage with a deep agent bench; my desk routes investor and owner-occupant business across metro Atlanta. The advantage to clients: an accountant's read on the deal, an underwriter's instinct on the financing, and a contractor's eye on the property — purpose-built for real estate investors who need execution at scale. Referrals welcomed from any source.

Open the Wynd directory →
— 03
Lender Valuation Services

BPO & CMA — for Valuation Teams, not BPO Shops.

Broker price opinions and comparative market analyses prepared for in-house lender valuation desks. Underwriting-grade reasoning, defensible comps, and a producer who can answer questions about the file. Backed by direct experience in government real property appraisal — valuation reasoning that holds up beyond a comp sheet.

Open a valuation engagement →
— 04
Insurance & Lender Inspections · GA + FL

Inspections from a construction-management seat — with a risk manager's eye.

Insurance and lender inspection engagements — including pre-bind property surveys, replacement-cost confirmations, and lender collateral inspections. Home inspections, where offered, are limited to Georgia. Florida specialty inspections that require statutorily qualified inspectors (4-point and wind-mitigation forms) are coordinated through state-credentialed affiliates. Hundreds of residential and commercial inspections in the file, approached as a risk-management advocacy: real-life experience handling property claims and reasoning through cause of loss and proximate cause sharpens what to document; direct government real property appraisal experience brings a public-sector valuation lens to inspection work; and the accounting, auditing, and underwriting discipline behind it keeps financial risk and property risk on the same page. From financial risk to property risk, I have helped mitigate exposure across each of those channels — and watched, first-hand, the damage to operators who weren't ready. Not a substitute for a USPAP appraisal where one is required. A network of professional contacts on call when scope warrants it. Built for in-house valuation and underwriting desks that want defensible work product, not the cheapest order on the board.

Order an inspection →
Proprietary Tools

Tools we built — because no one else would.

Quinn Alliance is the only firm I know of running proprietary software for the trades and contractors it insures. Working tools, in production, free to clients — built into the firm's Command Center.

— 01

Georgia Permit LookupLive

Built in-house. In production for tree service companies — answering, in real time, whether a job needs a permit and from which jurisdiction. Proving to be a game-changer for tree service companies in the metro Atlanta area.

— 02

COI Storage + Gap & Renewal AlertsLive

The tech-forward platform puts clients at ease — easy COI requesting from subs, coverage-gap analysis that would otherwise slip through, and alerts on certificates approaching renewal. Faster than any competing back-office process I've seen — and the time it gives back to a GC is time better spent for the GC.

— 03

Roofing Weather Event IdentifierComing Soon

A roofing inspector's companion: enter the inspection address, get the most recent significant weather event tied to that location. Built for legitimate claim viability. Free to clients on launch.

Licensing & Standing

Credentials, on the record.

Active licenses and authorities — verifiable through the Georgia Office of Insurance and Safety Fire Commissioner, the Florida DBPR, and the NAIC's national producer database.

GA Insurance
P&C Agent · Adjuster · Public Adjuster · License No. 3584949 Verify
NPN
National Producer Number 20590121 Look up
Lines of Authority
Property · Casualty · Personal Lines · Surplus Lines
IA · Other States
Florida W949451 · Texas 2955794 · New York IA-1774928
Appraisal Experience
Direct experience in government real property appraisal · Georgia (not a state-licensed fee appraiser)
GA Real Estate
Broker · License No. 391429
FL Real Estate
Sales Agent · License No. SL3245200
Certification
American Bankers Association — Commercial Lending
Graduate Study
Boston University — Corporate Finance
Agency
Quinn Alliance LLC · GA Agency License No. 244699 · Agency NPN 22134534

A license is a baseline, not a finish line. The work that earns trust comes after — coverage analysis, policy form review, claim advocacy, valuation defense, and the steady habit of returning calls before the question gets old.

Commercial Lines Surplus Lines Risk Management Workers' Comp Cyber Bonds Government Appraisal Exp. Real Estate BPO & CMA Inspections
The Open Line

Talk to Frank.

The fastest answers come by phone. New accounts, renewals, valuation engagements, second opinions — all welcome.

Disclosures & Licensing

Important notices governing the services described on this site.

Informational purpose. This website is the personal information page of Frank A. Quinn and is provided for general informational purposes only. Nothing on this site constitutes an offer to sell or solicit insurance, a binder of coverage, a promise of any specific premium or claim outcome, a contract, a warranty, or legal, tax, accounting, financial, or investment advice. Coverage availability, terms, conditions, exclusions, and pricing are subject to underwriting and the language of any policy ultimately issued.

Entity structure & affiliations. This site is the personal page of Frank A. Quinn and lists distinct services performed through distinct licensed entities. Quinn Alliance is the trade name of Quinn Alliance LLC (Georgia entity; Georgia Agency License No. 244699; Agency NPN 22134534), a commercial lines specialty P&C and consulting firm founded by Frank A. Quinn. Wynd Realty (Georgia) and Easy Realty / Easy.Realty (Florida) are independent real estate brokerages that are not owned by, controlled by, or affiliated with Quinn Alliance LLC; Frank A. Quinn is independently licensed under each brokerage. Listing those affiliations on this page does not create any partnership, joint venture, or shared liability among the entities.

No concurrent representation — ever. Frank A. Quinn does not engage in concurrent representation of any kind, at any time, in any matter — even where applicable rules might otherwise permit it. He will not represent both sides of any claim, transaction, or engagement.

Insurance services are offered through Quinn Alliance LLC. Frank A. Quinn is licensed in Georgia as a P&C Agent, Adjuster, and Public Adjuster (License No. 3584949; NPN 20590121) and holds non-resident independent adjuster licenses in Florida (No. W949451), Texas (No. 2955794), and New York (No. IA-1774928). Home inspection services, where offered, are limited to the State of Georgia.

Real estate services in Georgia, including any Broker Price Opinions and Comparative Market Analyses described on this site, are performed under the supervision of Wynd Realty pursuant to Georgia Real Estate Broker License No. 391429. Real estate services in Florida are performed under the supervision of Easy Realty (Easy.Realty) pursuant to Florida Real Estate Sales Associate License No. SL3245200. All real estate transactions, valuations, and advertising are governed by the policies, procedures, and supervision of the named brokerage. Equal Housing Equal housing opportunity — we do business in accordance with the Federal Fair Housing Act and applicable Georgia and Florida fair-housing laws.

Broker Price Opinions and Comparative Market Analyses prepared on this site are not appraisals as defined by the Uniform Standards of Professional Appraisal Practice (USPAP) and are not intended for use in any federally related transaction in which a licensed or certified appraisal is required by law or regulation. Frank A. Quinn is not a state-licensed or state-certified fee appraiser, and nothing on this site offers, implies, or should be construed as a USPAP-compliant appraisal or as a private appraisal service. Real property appraisal experience referenced on this site reflects work performed in a separate, government-employed capacity; it informs inspection and valuation reasoning but creates no appraiser-client relationship.

Property inspections referenced on this site are limited-scope visual surveys performed for the requesting party and the stated purpose only. Inspections are not warranties, guarantees, or insurance of property condition, code compliance, value, habitability, or insurability, and reports may not be relied upon by third parties without written consent.

Proprietary tools described on this site are provided to Quinn Alliance clients as a value-added service. Tools described as "Coming Soon" or in development do not constitute a commitment to specific launch dates, features, pricing, or availability, and may be modified or withdrawn at any time. Complimentary risk reviews are educational and require no purchase or commitment.

Verification. License numbers shown on this site are accurate as of the date of last review. Current licensure standing may be independently verified through the Georgia Office of Insurance and Safety Fire Commissioner, the Florida Department of Financial Services, the Florida Department of Business and Professional Regulation, the Texas Department of Insurance, the New York Department of Financial Services, the Georgia Real Estate Commission, and the NAIC's national producer database (NIPR).

Trademarks & third-party marks. Quinn Alliance is a mark of Frank A. Quinn or his affiliated entities. Wynd Realty and Easy Realty are independent brokerages and the property of their respective owners; references to those brokerages on this site identify the licensee's affiliation only.

If any statement on this site is inconsistent with applicable insurance, real estate, or adjuster advertising regulations in your jurisdiction, the regulation controls and the conflicting statement is withdrawn.